When you are buying car insurance, it can be confusing to understand the different types and how they apply. In order to make the best purchasing decision, it is important to look for more than just the lowest premium rate possible and buy exactly the kind of insurance you need.
Liability car insurance is required in almost every state in order to drive legally and register your car. Liability insurance protects you if you cause an accident by paying for damages to the other person’s car and for injuries they or their passengers may receive as a result of the accident. Liability insurance does not pay for repairs to your car or for injuries you or your passengers receive.